Classic Desktop Power.
Zero Legacy Bloat or Annual Fees.
If you still miss Microsoft Money’s legendary Cash Flow Forecaster or you're tired of Quicken’s forced annual renewals and sluggish performance, rMoney was built for you—featuring 1-click .qif and .csv statement migration, statement reconciliation, and native Tauri v2 speed.
1-Click QIF & CSV Migration
Export a Loose .qif or .csv from Microsoft Money, Quicken, or your bank and import it directly into rMoney. Accounts, categories, and historical transactions map automatically—even on the Free Edition.
"Play What-If" Is Back
Inspired directly by Microsoft Money’s beloved scenario builder, rMoney lets you ask "What if I spend X on a date?" or "What if I receive X monthly?" and see your 365-day daily balance curve update live.
True Checkbook Reconciliation
Reconcile against your monthly bank statement down to the penny with Uncleared, Cleared, and Reconciled statuses, split transactions, and attached receipt scans.
Desktop Finance Showdown
rMoney vs. Quicken Classic / Simplifi
| Capability | rMoney Free ($0) | rMoney Pro ($29 Once) | Quicken ($72–$131/yr) |
|---|---|---|---|
| License Model | $0 Free Forever | $29 Perpetual Lifetime | Annual Subscription Required |
| Cross-Platform Native App | Windows, macOS, Linux, Android | Windows, macOS, Linux, Android | Windows / macOS (Separate editions) |
| QIF & CSV Migration Import | ✓ Included Free | ✓ Included | ✓ Included |
| Single-Instance Bill Overrides | ✓ Included Free | ✓ Included | Limited |
| "What-If" Cash Flow Sandbox | Baseline 365-Day Curve | ✓ Multi-Event What-If Simulator | Premier Tier Only |
| AES-GCM-256 Encrypted Vaults | Local SQLite + PIN Lock | ✓ PBKDF2 + AES-GCM-256 (.rmvault) | Proprietary Cloud Account Required |
Own Your Desktop Finance Software Again
Import your .qif or .csv history in seconds, or test-drive the built-in Showcase Demo Profile today.