HONEST, PREDICTABLE PRICING • ZERO SUBSCRIPTIONS
Buy Once. Own Forever.
No monthly recurring billing. No credit card required to start. Download the Free Edition or unlock the unlimited Pro Edition for a single, transparent lifetime fee.
Free Edition
Essential everyday budgeting
$0
Forever
Up to 2 accounts (Checking, Savings, Credit Card, or Cash)
Full Ledger Reconciliation (Uncleared / Cleared / Reconciled) & Splits
Live Monthly Budget Planner with daily pacing gauges
Recurring Bills Scheduler & 365-day baseline balance forecast
Smart Auto-Categorization Rules & CSV/QIF statement import
Cash Flow Overview PDF Report + up to 3 receipt attachments
100% Private Local SQLite + PIN lock & Showcase Demo Profile
Most Popular • Lifetime License
Pro Edition
Unlimited power & financial foresight
$29
One-time payment
Everything in Free, plus:
Unlimited accounts (checking, savings, loans, investments)
What-If Life Decision Forecaster (cash flow simulation)
Unlimited Receipt & Document Vault for audit-proof records
Debt Payoff Planner (Snowball & Avalanche timeline)
Hybrid Multi-Device Sync (Wi-Fi P2P & Cloud Folder sync)
1-Click Tax Statement Exports for your CPA
All future v1.x updates included at zero additional cost
Buy rMoney Personal Finance - Pro key ($29 Lifetime)
Instant license key delivery • 30-day money-back guarantee • Offline activation
Side-by-Side Breakdown
What You Get Free vs. Pro Upgrade Benefits
| Capability | Free Edition ($0 Forever) | Pro Edition ($29 Once) |
|---|---|---|
| Connected Financial Accounts | Up to 2 Accounts | Unlimited (Checking, Savings, Cards, Loans, Investments) |
| Statement Reconciliation & Split Transactions | ✓ Full Support | ✓ Full Support |
| Monthly Budget Planner & Daily Pacing | ✓ Full Support | ✓ Full Support |
| Recurring Bills & Single-Instance Overrides | ✓ Full Support | ✓ Full Support |
| 365-Day Cash Flow Forecasting | Baseline 365-Day Curve | Baseline + Interactive "What-If" Decision Simulator |
| Debt Snowball vs. Avalanche Payoff Planner | Interactive Preview | ✓ Full Portfolio Planner + CSV Amortization Export |
| Receipt & Invoice Document Vault | Up to 3 Attachments | ✓ Unlimited High-Res Receipt & PDF Vault |
| Executive Reports & PDF Statements | Cash Flow Overview Report | ✓ Full Suite: Budget Variance, Net Worth, P&L & Tax PDFs |
| AES-GCM-256 Encrypted Vaults & Hybrid Sync | Local JSON Backups | ✓ Sealed .rmvault Encryption + Wi-Fi QR & Cloud Folder Sync |
Direct Binaries
Download Center
Download the latest stable release (v1.0.2) compiled natively for your operating system.
Windows
Windows 10 / 11 (64-bit)
• Native NSIS Setup Wizard
• Enterprise MSI Installer package
• Instant installation with desktop shortcut
macOS
Universal (Apple Silicon & Intel)
• Optimized for M1, M2, M3, M4 & Intel
• Simple drag-and-drop .dmg disk image
• macOS 11.0 Big Sur or later
Linux
Ubuntu, Debian, Fedora, Arch
• Portable standalone .AppImage
• Debian / Ubuntu .deb package
• Fast native execution
Android
MobileARM64 & x86_64 Devices
• Standalone .apk mobile package
• Fast offline SQLite database
• Syncs with Desktop via encrypted file
All releases and checksums are available on our
GitHub Releases page.
Common Questions
Frequently Asked Questions
Yes, 100%. When you purchase rMoney Pro for $29, you receive a perpetual license that never expires. You will never be billed monthly or annually. All future v1.x feature releases, patches, and improvements are included.
Yes. rMoney runs 100% on your local machine. It does not require an active internet connection to balance your accounts, manage budgets, attach receipts, or run cash flow simulations.
rMoney features two sovereign sync mechanisms: (1) Direct Wi-Fi pairing between your laptop and desktop on your home network, and (2) Cloud Folder Sync, which allows you to place an encrypted backup file into your own trusted OneDrive, iCloud, or Dropbox folder.
Nothing happens to your data. Because rMoney is completely local-first and saves directly to a standard database on your device, your application and data will continue running indefinitely on your computer with zero dependency on our servers.